Five Star Life customer service
Direct Life Advisors is an independent agency. We're not Five Star Life, we are not affiliated with it, and we can't access your policy — but we can read it with you.
Five Star Life is a live insurance company, and it services the policies it issued. We do not publish a legal-entity name for it here — groups of this kind issue through more than one company, and the one that matters is the one printed on your contract.
Source: state insurance department record, checked 2026-09-17.
We'll get you to the right department.
Five minutes, no charge — we'll tell you who to ask for, what to ask, and what the answers mean.
(888) 753-8706No cost to you. If you ever buy a policy through us, the insurance company pays us — you never do.
What the record says about Five Star Life
Five Star Life is listed as a life carrier. The record places that entity in Alexandria, Virginia. Its domicile field is Nebraska. The NAIC number shown is 77879. This row was checked on 2026-09-17; the contract in your hand controls if any detail differs.
Questions for the current policy record
Use the service number printed on the policy or statement. Give the service team the exact legal name and policy number before discussing a beneficiary or payment.
- Is the policy in force today?
- Who is the beneficiary on file?
- Can the premium change under this contract?
- Is a loan reducing the cash value?
- What address handles a claim?
Write down the date and the person's name before you hang up. (888) 753-8706
What Five Star Life writes
Five Star Life writes group and worksite voluntary life, accident, critical illness, healthcare indemnity and gap coverage through employers and AFBA membership. From the company's own website, checked 2026-09-17.
If that does not describe the policy in your hand, there are two ordinary explanations: it was issued by a sister company inside the same group, or it was written by an unrelated company whose policies Five Star Life later took over. The service line can tell you which — ask them to read the issuing company off the policy record.
If you cannot match the policy number, use the lost-policy steps. For the questions to ask, see the insurer checklist.
Talk to someone independent
Direct Life Advisors is an independent agency with 52 carrier relationships. A licensed agent will read your policy with you at no charge to you. We're paid a commission by the insurance company only if you later buy through us — never by you.