Homesteaders Life Company customer service
Direct Life Advisors is an independent agency. We're not Homesteaders Life Company, we are not affiliated with it, and we can't access your policy — but we can read it with you.
Homesteaders Life Company policies are held by Homesteaders Life Company, listed at West Des Moines, Iowa in the record we checked.
Source: state insurance department record, checked 2026-09-17.
We'll get you to the right department.
Five minutes, no charge — we'll tell you who to ask for, what to ask, and what the answers mean.
(888) 753-8706No cost to you. If you ever buy a policy through us, the insurance company pays us — you never do.
What the record says about Homesteaders Life Company
Homesteaders Life Company is listed as a preneed and burial carrier. The record places that entity in West Des Moines, Iowa. Its domicile field is Iowa. The NAIC number shown is 64505. This row was checked on 2026-09-17; the contract in your hand controls if any detail differs.
Questions for the current policy record
Use the service number printed on the policy or statement. Give the service team the exact legal name and policy number before discussing a beneficiary or payment.
- Is the policy in force today?
- Who is the beneficiary on file?
- Can the premium change under this contract?
- Is a loan reducing the cash value?
- What address handles a claim?
Write down the date and the person's name before you hang up. (888) 753-8706
What Homesteaders Life Company writes
Homesteaders Life Company issues preneed funeral insurance and annuity products. From the company's own website, checked 2026-09-17.
If that does not describe the policy in your hand, there are two ordinary explanations: it was issued by a sister company inside the same group, or it was written by an unrelated company whose policies Homesteaders Life Company later took over. The service line can tell you which — ask them to read the issuing company off the policy record.
If you cannot match the policy number, use the lost-policy steps. For the questions to ask, see the insurer checklist.
Talk to someone independent
Direct Life Advisors is an independent agency with 52 carrier relationships. A licensed agent will read your policy with you at no charge to you. We're paid a commission by the insurance company only if you later buy through us — never by you.