Who services my USLIFE Credit Life Insurance Co. policy?
Direct Life Advisors is an independent agency. We're not Spinnaker Insurance Company and can't access your policy — but we can tell you how to reach them.
USLIFE Credit Life Insurance Co. is now serviced by Spinnaker Insurance Company, listed at Bedminster, New Jersey in the record we checked.
Source: Missouri Department of Insurance company changes register, checked 2026-09-16.
We'll get you to the right department.
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What a name change means
USLIFE Credit Life Insurance Co. changed its name to Spinnaker Insurance Company on 6 November 2015. The record places it in Bedminster, New Jersey. A rename leaves the same legal insurer responsible for the contract; the letterhead, payment address, and service number can change. Read the current name on your statement before sending a payment.
The record we checked describes a name change rather than a sale. The policy still has to be read for its own premium, beneficiary, riders, and any cash-value terms.
Ownership trail
Your record has more than one handoff. Follow the names in order when you call so the current insurer can match the old policy number.
- USLIFE Credit Life Insurance Co. (to 1998)
- American General Indemnity Company (1998-2013)
- Woodridge Insurance Company (2013-2015)
- Spinnaker Insurance Company (2015-present) — the current endpoint shown in the record.
What to ask after a rename
Give the service team both names — USLIFE Credit Life Insurance Co. and Spinnaker Insurance Company — and ask them to confirm the policy number, premium, beneficiary, payment address, and claim address in writing.
For a plain checklist, see what to ask the current insurer and when a premium can change.
Talk to someone independent
Direct Life Advisors is an independent agency with 52 carrier relationships. A licensed agent will read your policy with you at no charge to you. We're paid a commission by the insurance company only if you later buy through us — never by you.