Who services my AMS Life Insurance Company policy?
Direct Life Advisors is an independent agency. We're not AMS Life Insurance Company or any company named below, and we can't access your policy — but we can tell you what happened to it and what to do next.
AMS Life Insurance Company's policies were split among several companies when it was liquidated. Which one holds yours depends on what you bought:
- Life policies: Security National Life Insurance Company, Salt Lake City, Utah (was Capital Investors Life Insurance Company; renamed 1996) and Jackson National Life Insurance Company, Lansing, Michigan - both effective 1992-03-27; which policies went to which is not published.
- Annuities (the largest block): Brighthouse Life Insurance Company, Charlotte, North Carolina (was Security First Life 1993-10-31 → MetLife Investors USA 2001 → MetLife Insurance Company USA 2014 → Brighthouse 2017).
- Credit life and disability: Occidental Life Insurance Company of North Carolina, Waco, Texas (1992-03-27) and American United Life Insurance Company / OneAmerica Financial, Indianapolis, Indiana (1993-03-12).
Source: NOLHGA insolvency record for AMS Life Insurance Company, checked 2026-09-16.
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What the split means
AMS Life Insurance Company was placed in liquidation, and its policies did not all go to the same place. Different contract blocks were taken over by different companies, so the right answer depends on what you bought. The relevant state Life and Health Insurance Guaranty Association keeps the safety-net records for a failed insurer.
This is our best trace of the record. Confirm it before you act on it.
How to close the record gap
Write down the exact name AMS Life Insurance Company, the policy number, and the state where the policy was bought. Use the state department and lost-policy steps linked below; do not infer a successor.
For the record-search steps, see how to find a lost policy and state insurance department contacts.
Talk to someone independent
Direct Life Advisors is an independent agency with 52 carrier relationships. A licensed agent will read your policy with you at no charge to you. We're paid a commission by the insurance company only if you later buy through us — never by you.