Who services my Consumers United Insurance Company policy?
Direct Life Advisors is an independent agency. We're not Combined Insurance Company of America (term life block); Columbian Life Insurance Company of New York (life and annuity block, ex-Unity Mutual) and can't access your policy — but we can tell you how to reach them.
Consumers United Insurance Company is now serviced by Combined Insurance Company of America (term life block); Columbian Life Insurance Company of New York (life and annuity block, ex-Unity Mutual), listed at Chicago, IL; Johnson City, New York in the record we checked.
Source: NOLHGA insolvency record for Consumers United Insurance Company, checked 2026-09-15.
We'll get you to the right department.
Five minutes, no charge — we'll tell you who to ask for, what to ask, and what the answers mean.
(888) 753-8706No cost to you. If you ever buy a policy through us, the insurance company pays us — you never do.
What liquidation changes
Consumers United Insurance Company was placed in liquidation on 8 September 2026, and the record identifies Combined Insurance Company of America (term life block); Columbian Life Insurance Company of New York (life and annuity block, ex-Unity Mutual) as the insurer responsible for the policies. The record places it in Chicago, IL; Johnson City, New York. A court-approved plan controls the transfer and any state-law limits that apply.
The relevant state Life and Health Insurance Guaranty Association is the safety net for covered policyholders; its limits and claim process apply to this record.
Keep the policy and every notice you received. Ask the successor to confirm in writing which benefits, premiums, and claim instructions apply to your contract.
How to close the record gap
Write down the exact name Consumers United Insurance Company, the policy number, and the state where the policy was bought. Use the state department and lost-policy steps linked below; do not infer a successor.
For the record-search steps, see how to find a lost policy and state insurance department contacts.
Talk to someone independent
Direct Life Advisors is an independent agency with 52 carrier relationships. A licensed agent will read your policy with you at no charge to you. We're paid a commission by the insurance company only if you later buy through us — never by you.